*{margin:0;box-sizing:border-box}
body{font-family:Montserrat,system-ui,sans-serif;background:#fff;color:#14202f;line-height:1.65;-webkit-font-smoothing:antialiased}
nav.top{display:flex;align-items:center;justify-content:space-between;padding:26px 56px;border-bottom:1px solid #f1f2f4}
nav.top .brand{font-family:'Playfair Display',Georgia,serif;font-weight:600;font-size:22px;color:#011E49}
nav.top .brand span{color:#8a93a1;font-weight:400}
nav.top .links{display:flex;gap:34px;font-size:13.5px;font-weight:500;color:#5b6472;align-items:center}
nav.top .links a{color:inherit;text-decoration:none}
nav.top .links a:hover{color:#011E49}
.cta{font-size:13px;font-weight:700;color:#fff!important;background:#011E49;border-radius:999px;padding:11px 24px;text-decoration:none}
.hero{position:relative;min-height:600px;display:flex;align-items:flex-end;overflow:hidden}
.hero img.bg{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}
.hero .shade{position:absolute;inset:0;background:linear-gradient(to top,rgba(1,20,45,.88) 0%,rgba(1,20,45,.3) 60%,rgba(1,20,45,.08) 100%)}
.hero .copy{position:relative;padding:70px 56px;color:#fff;max-width:860px}
.eyebrow{font-size:12px;letter-spacing:4px;font-weight:600;opacity:.8;margin-bottom:18px;white-space:nowrap}
.hero h1{font-family:'Playfair Display',Georgia,serif;font-weight:600;font-size:58px;line-height:1.12;margin-bottom:20px}
.hero .sub{font-size:16.5px;line-height:1.75;opacity:.92;max-width:620px;margin-bottom:34px}
.btn{display:inline-block;font-weight:700;font-size:14px;padding:14px 34px;border-radius:999px;text-decoration:none;letter-spacing:.02em;white-space:nowrap}
.btn.light{background:#fff;color:#011E49}
.stats{display:flex;border-top:1px solid #f1f2f4;border-bottom:1px solid #f1f2f4;max-width:1200px;margin:0 auto}
.stat{flex:1;text-align:center;padding:34px 16px}
.stat+.stat{border-left:1px solid #f1f2f4}
.stat b{font-family:'Playfair Display',Georgia,serif;font-weight:600;font-size:34px;color:#011E49;display:block}
.stat span{font-size:11.5px;color:#8a93a1;letter-spacing:.08em}
.section{max-width:1200px;margin:0 auto;padding:70px 56px}
.section h2{font-family:'Playfair Display',Georgia,serif;font-weight:600;font-size:38px;color:#0e1a2e;margin-bottom:12px}
.lede{color:#5b6472;font-size:16px;margin-bottom:44px;max-width:640px;line-height:1.7}
.steps{display:grid;grid-template-columns:1fr 1fr 1fr;gap:28px}
.step{border-top:2px solid #011E49;padding-top:24px}
.step .n{font-family:'Playfair Display',Georgia,serif;font-size:14px;color:#8a93a1;margin-bottom:10px;letter-spacing:.25em}
.step b{font-size:18px;color:#0e1a2e;font-family:'Playfair Display',Georgia,serif;font-weight:600}
.step p{font-size:14px;color:#5b6472;line-height:1.7;margin-top:8px}
.split{display:flex;min-height:440px}
.split .half{flex:1;position:relative;display:flex;align-items:flex-end;overflow:hidden;min-width:0}
.split img.bg{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}
.split .shade{position:absolute;inset:0;background:linear-gradient(to top,rgba(1,20,45,.86) 0%,rgba(1,20,45,.2) 65%,rgba(1,20,45,.05) 100%)}
.split .copy{position:relative;padding:48px;color:#fff;max-width:520px}
.split h3{font-family:'Playfair Display',Georgia,serif;font-weight:600;font-size:30px;margin-bottom:10px}
.split p{font-size:14px;opacity:.92;line-height:1.7}
.ctacard{background:#011E49;border-radius:20px;padding:64px 40px;color:#fff;text-align:center;max-width:1088px;margin:60px auto}
.ctacard h2{font-family:'Playfair Display',Georgia,serif;font-weight:600;font-size:36px;margin-bottom:14px;color:#fff}
.ctacard p{font-size:15px;opacity:.85;max-width:580px;margin:0 auto 32px;line-height:1.7}
.faq{max-width:800px}
.faq .q{border-bottom:1px solid #f1f2f4;padding:20px 0}
.faq b{font-size:15px;color:#0e1a2e}
.faq p{font-size:14px;color:#5b6472;margin-top:6px;line-height:1.7}
footer{text-align:center;padding:40px 24px;color:#8a93a1;font-size:13px;border-top:1px solid #f1f2f4;margin-top:20px}
footer a{color:#011E49;text-decoration:none;font-weight:600}
@media(max-width:900px){
nav.top{padding:18px 24px}
nav.top .links a:not(.cta){display:none}
nav.top .links{gap:0}
.hero{min-height:520px}
.hero .copy{padding:48px 24px}
.hero h1{font-size:40px}
.eyebrow{font-size:10.5px;letter-spacing:3px;white-space:normal}
.stats{flex-direction:column}
.stat{padding:24px 16px}
.stat+.stat{border-left:0;border-top:1px solid #f1f2f4}
.section{padding:56px 24px}
.section h2{font-size:30px}
.steps{grid-template-columns:1fr}
.split{flex-direction:column}
.split .half{min-height:380px}
.split .copy{padding:36px 24px}
.ctacard{margin:40px 16px;padding:48px 24px}
.ctacard h2{font-size:30px}
}
@media (prefers-reduced-motion:reduce){*{animation:none!important;transition:none!important}}